Related: Retirement planner · SIP calculator · Compound interest · CAGR calculator
How to use the Inflation Calculator (India) tool
- Enter an amount in today's rupees.
- Choose the inflation rate and the number of years.
- See the future cost and what today's money will be worth then.
Why SaralKit?
- Free forever: no "credits", no trial, no premium tier, no watermark and no daily limit.
- No account, ever: nothing to sign up for. Just open the page and use it.
- No data stored: your files and the numbers you type are processed by your own browser. We never upload, store or see them.
- Works offline: once the page has loaded, most tools keep working without internet.
- Open source: anyone can read the code on GitHub.
Frequently asked questions
What will ₹1 lakh be worth in 10 years?
At 6% inflation, ₹1 lakh in 10 years will buy what about ₹55,800 buys today. Put the other way, something costing ₹1 lakh today will cost about ₹1.79 lakh.
What inflation rate should I use for India?
Retail (CPI) inflation in India has averaged roughly 5–6% over the last decade. Education and healthcare costs often rise faster, around 8–10% a year, so use a higher rate for those goals.
Why does inflation matter for savings?
If your savings earn less than inflation, they lose buying power. A savings account at 3% with 6% inflation loses about 3% of real value every year.