Using CAGR for business and careers
CAGR isn't just for investments: use it to compare revenue growth between companies, to measure how fast your salary has grown, or to check whether a property's price rise has beaten inflation. For SIPs, use the SIP calculator.
How to use the CAGR Calculator tool
- Enter the starting value, ending value and number of years.
- Read the CAGR. Use the second box to project a value forward at a given CAGR.
Why SaralKit?
- Free forever: no "credits", no trial, no premium tier, no watermark and no daily limit.
- No account, ever: nothing to sign up for. Just open the page and use it.
- No data stored: your files and the numbers you type are processed by your own browser. We never upload, store or see them.
- Works offline: once the page has loaded, most tools keep working without internet.
- Open source: anyone can read the code on GitHub.
Frequently asked questions
What is CAGR?
Compound Annual Growth Rate is the steady yearly rate at which an investment would have grown from its starting value to its ending value. CAGR = (end ÷ start)1/years − 1.
Is CAGR the same as average return?
No. If an investment rises 50% one year and falls 50% the next, the average return is 0% but you lost 25%. CAGR (−13.4% a year) shows the real result.
What is a good CAGR?
It depends on risk: around 6–7% for FDs, 10–12% for long-term diversified equity in India, and higher (with more risk) for small caps. Compare like with like.
CAGR vs XIRR?
CAGR suits one investment at one start date. For SIPs or multiple cash flows on different dates, use XIRR.